We search government records, handle all the paperwork, and the money goes straight from the plan to you. Free for our founding members.
Start my free searchFive minutes. No Social Security number.
Free. You get the results in 2-3 business days.
We do the paperwork. The money goes straight from the plan to you.
Between 2004 and 2013, over 25 million workers changed jobs and left at least one workplace retirement account with a former employer. The GAO counted the accounts. It did not put a dollar figure on them, and neither will we.
Source: U.S. Government Accountability Office, GAO-18-19, 2018
The Department of Labor runs a Retirement Savings Lost and Found, and the PBGC keeps a free database of unclaimed pensions. Start there - we'd rather you find it yourself for free. But the Lost and Found does not cover IRAs, the PBGC database only covers terminated pension plans, and both need you to know what you're looking for. That gap is the work we do.
Sources: U.S. Department of Labor, Retirement Savings Lost and Found / Pension Benefit Guaranty Corporation, unclaimed pensions database
One more government figure first, and then the private estimates - kept apart on purpose.
When you leave a job with a small balance, the plan can move it into an IRA opened in your name without you doing anything. In 2015 the GAO found these accounts carried a median fee of $42 a year, which quietly eats a small balance over time.
Source: U.S. Government Accountability Office, GAO-15-73, 2015.
The numbers below are a different kind of number. Private companies in this field publish much larger figures. We keep them apart from the government data above, because they are estimates produced by companies that sell a service, and no agency has confirmed them.
Capitalize, a private rollover company, estimated in September 2025 that about 31.9 million forgotten 401(k) accounts hold roughly $2.1 trillion, and that 3.5 to 4.4 million new accounts are left behind every year.
Industry estimate, private study, 2025.
PensionBee, a private retirement provider, estimated in 2025 that only 12.8% of automatically opened IRAs are moved in the first year.
We never ask for your bank passwords or account logins. Not once, not ever.
We never touch your money. It moves straight from the plan to your account, and never through us.
We never charge a subscription. There is no monthly fee and nothing to cancel.
We never ask for your Social Security number to start the search. Later, if a plan turns up, it goes only on government forms that you sign - we don't store it.
We never tell you where to put your money. That's your call, and we have no stake in it.
Our first members get the full service at no charge while we prove this works. Later, our price will be 2.5% of what we recover, capped at $1,000. If nothing is recovered, you pay nothing - now or later.
We're new, and we'd rather say so. Our first members get this free. They're helping us prove this works, and that's worth more to us than a fee right now.
We're new. Our first founding members get the search and the recovery work at no charge while we build a track record. Later our price will be 2.5% of what we recover, capped at $1,000.
Not to search - the free search runs without it. If a plan turns up, the plan administrator has to confirm you are who you say you are, and that is done on their forms and on IRS forms that you sign. Your number goes on those forms and nowhere else. We don't keep it.
Then you owe nothing, and we'll tell you plainly. If you'd like, we'll keep your details and check again in six months, when more records have been filed.
The free search takes 2-3 business days. After that, the plan administrator sets the pace, and it is usually a matter of weeks. We're new enough that we don't have a reliable average yet, and we'd rather tell you that than make one up. You get a short status email every Friday until it's done.
No, and we don't give investment advice. We locate accounts and handle the recovery paperwork on your behalf. Where you keep the money afterwards is entirely your decision.
Five minutes. No Social Security number. No payment details.
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How we handle your details: see our privacy notice.